It’s kind of a rush, when you once scraped life by with two or three part-time jobs, to walk into your bank and deposit a five-figure check every month. I still can’t get over it. I’m not used to having money to mess with; I’ve lived month-to-month for so long, and on year-to-year jobs too, if I was lucky. I’m trying to strike a balance between using it wisely to further the business and saving miserly so I can either settle down somewhere or cash it all out in dollar bills and roll around naked in it. I haven’t yet decided. They’d have to be clean dollar bills.

I’m moving my personal accounts over to my credit union because I like them so much, and since there wasn’t a line, I took care of some other stuff too.

I checked on the insurance status of my truck loan; it’s right where I wanted it to be, and I’m paying off the principal a little faster than I used to.

I asked for another truck loan please, and she whipped out an approval that would just about cover a brand new one, even though that’s more than I need.

And while I was there, and since they now have a spiffy new sign up announcing that they do home loans, I asked about that too. Might as well take life in big chunks, I figured. That’s a different branch, but I just got off the phone with that loan officer, and things aren’t quite as bleak as I’d thought.

See, the paradox of being self-employed is that now that the money’s finally good enough and my future’s finally stable enough to buy a house, I’m considered a high risk. They only want to lend me massive amounts of money with either three or four years of receipts to show or a fairly good down payment.

I’ll show them though. It turns out that I can probably save more than they need, and in only six months too. Ha! Take that! I can have a mortgage earlier than I thought! (I’d thought it was at least two years regardless of the down, but that’s not so, it turns out.)

So, six more months of saving, six more months of relationship building, and then we can start looking for a house. Or a year, or a year and a half. Whatever. It’s not never any more. Now the trick will be to keep from finding something perfect before we’re ready, but at least I have truck shopping with which to distract myself.